Frequent Asked Questions
Using LoanCentric is the smart way to apply for finance
What sort of documents or information will I need to provide?
We will require you to provide proof of your income, typically this would two of your recent pay slips from your employer or if you are self-employed we would require your last two years financials and Tax Returns. We would also need 100 points of identification – a copy of your passport, driver’s license and Medicare card. You may also be asked to provide recent Bank, Loan or Credit card statements.
I would like to ask a few questions before I apply for Finance?
We would be more than happy to answer any questions you may have, please call 1300 400 562 from Monday to Friday between the hours of 8:30-6:30pm and one of our LoanCentric Credit Advisors can assist you straight away.
When will I be contacted?
You will be contacted by one of our dedicated Credit Advisors usually within 3 hours, Monday to Friday, except Public Holidays.
How much can I borrow?
The amount you can borrow is dependent on your own personal profile, we are able to provide loans from $4,000.
How much is the interest rate?
The interest rate is typically much less than most credit cards. Competitive rates are available.
How long does it take for LoanCentric to facilitate an approval for a loan?
The quickest way to work through the process is to submit your application online. Once we have received all of the required information. It can take anywhere from 24-48 hours to receive a conditional approval.
How long does to take to apply for finance with LoanCentric?
You can apply online via our secure online application form, this typically takes about 5-10 minutes to complete or alternatively you can apply for the loan over the phone by calling 1300 400 562.